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Our offering
Business re-engineering and Start-ups
We advise on developing and improving insurance businesses and greenfield set-ups. This includes developing distribution arrangements and setting up soft infrastructure such as web-based applications and call-centers, advising and sourcing appropriate licensing and funding structures.
Insuretech
We understand Insuretech but are aware that it is not a panacea for every challenge facing insurers.
If implemented correctly with the appropriate partners the use of technology and associated data repositories allow clients to:
· improve loss ratios in existing markets, by introducing tech based,
data rich enhancements to underwriting and pricing,
· adapt to changing broker-based distribution models from the widespread use of aggregators;
· enhance mobile technology integration and service offering to support marketing,
communication and client satisfaction;
· develop systems for multi-territorial use, thereby improving standardization of data and technology;
· integrate, loyalty and affinity programs, ICT and customer interface.
Expansion into Sub-Saharan Africa
Our extensive experience in evaluating insurance companies in Sub Saharan Africa, coupled with
an intensive research capability allows us to provide best advice on territories and insurance
sectors with expansion potential. The team has built its own methodology to measure the attractiveness of particular countries for investment. This methodology blends the macroeconomic stability, competition & regulatory environment and potential of a country with the key
insurance market indicators that outline the current status of its insurance market.
Our strong due diligence project management ensures that our clients have a clear view of the acquisition target including:
· investor sourcing,
· liaison and negotiation,
· preparing Concept Papers
· preparing Termsheets
Also a full Appraisal Report that includes due diligence findings, commercial rationale, strategic plan, financial analysis, including valuation parameters and investment return profile, funding structure and additional budget requirements.
Enhance existing Sub-Saharan operations
Together with our technical partners we can assist you centralize support services and technical expertise in regional hubs, increasing cost efficiencies and technical input in each operation in the region. Implementation of proprietary technology and actuarial expertise enhances management and analysis of data, underwriting protocols and control of claims. Mobile phone technology presents unique opportunities to distribute product, deliver insurance & healthcare services and affinity programs that underpin marketing and customer loyalty, while expanding access and reducing costs.